PP By the PawPet Research TeamReviewed for accuracy · Updated June 2026 Dental disease is one of the most common health problems in both dogs and cats — and one of the most commonly misunderstood when it comes to insurance. Some plans cover it fully, others not at all. This guide explains exactly what pet…
PP By the PawPet Research TeamReviewed for accuracy · Updated June 2026 Waiting periods vary more between insurers than almost any other policy feature — and the differences can decide whether a claim is paid. This guide is a 2026 reference on how waiting periods compare, so you know what’s standard, what’s generous, and what…
PP By the PawPet Research TeamReviewed for accuracy · Updated June 2026 A torn cruciate ligament (the dog equivalent of a human ACL) is one of the most common — and most expensive — orthopedic injuries in dogs. If you’re wondering whether insurance will cover the surgery, the answer is yes, with important conditions. This…
PP By the PawPet Research TeamReviewed for accuracy · Updated June 2026 “Is it too late to insure my senior pet?” It’s a question a lot of owners ask once a dog or cat hits 7 or 8 — right when vet bills start climbing. The answer is nuanced: insuring an older pet costs more…
PP By the PawPet Research TeamReviewed for accuracy · Updated June 2026 Deductibles and reimbursement rates are the two dials that decide both your monthly premium and how much you get back at claim time. Set them well and you save money without losing protection; set them badly and you either overpay monthly or get…
PP By the PawPet Research TeamReviewed for accuracy · Updated June 2026 If there’s one decision that determines whether pet insurance is worth it, it’s when you buy it. Wait too long and the very conditions you wanted cover for become excluded. This guide explains the best time to get pet insurance — and why…
PP By the PawPet Research TeamReviewed for accuracy · Updated June 2026 Pet insurance doesn’t protect you the instant you sign up — there’s a short gap called the waiting period. Knowing how it works (and which one catches people out) matters, because anything that happens during it counts as pre-existing. This guide explains pet…
PP By the PawPet Research TeamReviewed for accuracy · Updated June 2026 Before you buy a policy, you need to know exactly what it does — and doesn’t — pay for. Pet insurance covers far more than people expect in some areas, and nothing at all in others. This guide lays out what pet insurance…
PP By the PawPet Research TeamReviewed for accuracy · Updated June 2026 Cats are cheaper to insure than dogs — usually about half the price — but “cheaper” still spans a wide range. This guide gives you real 2026 cat insurance prices, why purebreds cost more, and how to get solid cover for the least…
PP By the PawPet Research TeamReviewed for accuracy · Updated June 2026 If you have a dog, “how much is insurance going to cost me?” is one of the first questions worth answering. In 2026 the honest range is wide — from under $25 a month to well over $100 — and it comes down…